Send Money Globally, No App Store Required
No App Store Required
Transfer money to anyone, anywhere with just 0.5% fee. Activate instantly from your browser - works on iPhone & Android. No App Store download needed.
Lightning Fast
Transactions complete in seconds using blockchain technology.
Bank-Level Security
End-to-end encryption and blockchain security ensure your money is always safe.
Global Coverage
Send money to over 150 countries with real-time currency conversion at the best rates.
Important: We Never Hold Your Money
Web5Pay is a peer-to-peer facilitator, not a bank or money holder. We connect senders and receivers directly through our global network of trusted agents. Your money goes directly from you to the recipient via local agents - we never touch, hold, or control your funds at any point.
This peer-to-peer model means you're always in control, and we're not subject to traditional money transmitter regulations. However, all agents in our network are verified and rated by users for your safety.
How Web5Pay Works
You Send Money
Enter the recipient's details and amount. You deposit cash with a local Web5Pay agent in your area (or pay online). The agent holds your money temporarily and confirms receipt on the platform.
We Connect Agents
Web5Pay instantly matches your transaction with a verified agent in the recipient's country. The platform records the transaction on blockchain for complete transparency and security.
Recipient Gets Cash
The receiving agent in the destination country pays out cash to your recipient immediately. The entire process takes seconds, not days. Both agents earn a small commission (1% split).
Everyone Confirms
You, the recipient, and both agents confirm the transaction. If there's any issue, our dispute resolution team investigates immediately. Agents with complaints are removed from the network.
Become an Agent & Earn Money
Join our global network of trusted agents and earn 1% commission on every transaction you facilitate. No upfront costs, flexible hours, work from anywhere.
Requirements
- • Valid government ID
- • Proof of address
- • Bank account or mobile money
- • Smartphone with internet
- • Clean background check
Earnings
- • 1% commission per transaction
- • Instant payout after confirmation
- • No monthly fees or hidden costs
- • Earn $500-$5,000/month
- • Top agents earn $10,000+
Responsibilities
- • Accept/pay cash promptly
- • Verify customer identity (KYC)
- • Confirm transactions accurately
- • Maintain 4.5+ star rating
- • Respond to customers within 1 hour
Zero-Tolerance Misconduct Policy
Web5Pay is extremely strict about protecting our users' money and trust. We have a zero-tolerance policy for any misconduct. Agents who violate our policies are immediately and permanently removed from the network.
Immediate Removal Offenses:
- • Theft or fraud - Keeping customer money, fake confirmations, or any dishonest behavior
- • Delayed payouts - Failing to pay recipients within 1 hour without valid reason
- • Identity fraud - Providing fake documents or impersonating others
- • Money laundering - Processing suspicious transactions or ignoring KYC requirements
- • Multiple complaints - Receiving 3+ verified customer complaints about service quality
- • Unresponsiveness - Ignoring customer messages for more than 2 hours during active hours
- • Rating below 4.0 - Consistently poor service quality based on customer reviews
What Happens When You're Removed:
- • Permanent ban - You cannot re-apply or create a new agent account
- • Withheld earnings - Any pending commissions are forfeited to compensate affected users
- • Legal action - We report theft and fraud to local authorities and pursue criminal charges
- • Public record - Your removal is recorded on blockchain and visible to other platforms
- • No appeals - Removal decisions are final after investigation
We take our users' trust seriously. If you cannot commit to the highest standards of honesty, reliability, and customer service, please do not apply to become an agent.
Trust & Safety
Our Mission
Web5Pay exists to make global money transfers accessible, affordable, and instant for everyone. We believe financial services should be transparent, fair, and available to all - not just the wealthy.
By connecting people directly through trusted local agents, we eliminate the middlemen, reduce fees from 10%+ to just 0.5%, and enable instant transfers instead of 3-7 day waits.
Transparency Guarantee
Every transaction is recorded on blockchain for complete transparency. You can always see:
- • Exact fees charged (0.5% + 1% agent commission)
- • Real-time exchange rates (no hidden markups)
- • Agent ratings and reviews from other users
- • Complete transaction history and status
- • Dispute resolution process and outcomes
Report a Problem
If you experience any issues with an agent or transaction, report it immediately:
- • In-app: Go to transaction → "Report Issue"
- • Email: [email protected]
- • Emergency: +1-555-WEB5PAY
- • Response time: Within 1 hour, 24/7
We investigate all complaints within 24 hours and take immediate action against agents who violate our policies.
Dispute Resolution
If there's a problem with your transaction:
- • Step 1: Report issue through app or email
- • Step 2: Our team investigates within 24 hours
- • Step 3: We contact both parties for their side
- • Step 4: Decision made based on evidence
- • Step 5: Full refund if agent at fault
- • Step 6: Agent removed if misconduct confirmed
See How It Works
Follow this quick tutorial to see how easy it is to send money globally with Web5Pay.
Welcome to Web5Pay - 0.5% Fees, Instant Transfers, No App Store
What Our Users Say
Real stories from people who use Web5Pay to send money home and agents who earn extra income.
"I've been sending money to my family in the Philippines for 2 years. Web5Pay is 10x cheaper than Western Union and the money arrives in minutes, not days. My mom loves it!"
"I became a Web5Pay agent 6 months ago. I now earn $3,000/month just helping people in my community send and receive money. It's flexible and the platform is so easy to use."
"The transparency is amazing. I can see exactly who is handling my money and track it in real-time. No hidden fees, no surprises. This is how money transfer should work."
"I run a small shop and became an agent to earn extra income. The best part? Web5Pay handles all the compliance and security. I just collect and pay cash. Easy money!"
"I was skeptical at first, but after my first transfer I was hooked. The agent in my dad's village was professional and my dad got the cash in 5 minutes. Incredible!"
"The zero-tolerance policy makes me feel safe. I know Web5Pay has my back if there's ever an issue. The rating system keeps everyone honest. Great platform!"
Frequently Asked Questions
Everything you need to know about sending money with Web5Pay.
What are the fees?
Web5Pay charges a 0.5% platform fee on all transfers. Additionally, agents earn a 1% commission (0.5% for sending agent, 0.5% for receiving agent). This means your total cost is 1.5% - far lower than traditional services like Western Union (10%+) or MoneyGram (8%+).
Example: Send $1,000 → You pay $15 total ($5 to Web5Pay, $10 to agents). Recipient gets $985.
How long do transfers take?
Most transfers complete in seconds to minutes. Here's the typical timeline:
- • Step 1: You deposit cash with sending agent (5-10 minutes)
- • Step 2: Agent confirms on platform (instant)
- • Step 3: Receiving agent is notified (instant)
- • Step 4: Recipient picks up cash (within 1 hour)
Total time: 15 minutes to 1 hour vs 3-7 days with banks.
Which countries are supported?
Web5Pay operates in 150+ countries through our global agent network. Popular corridors include:
Don't see your country? Sign up and check if agents are available in your area.
What documents do I need (KYC)?
To comply with anti-money laundering (AML) regulations, we require:
For Senders & Recipients:
- • Valid government-issued ID (passport, driver's license, national ID)
- • Proof of address (utility bill, bank statement, less than 3 months old)
- • Phone number for verification
For Agents:
- • All of the above, plus:
- • Bank account or mobile money details
- • Background check (we handle this)
- • Business registration (if applicable)
What if an agent doesn't pay out?
This is extremely rare due to our strict vetting and zero-tolerance policy, but if it happens:
- • Step 1: Report the issue immediately through the app or email [email protected]
- • Step 2: Our team investigates within 1 hour (24/7 support)
- • Step 3: We contact the agent and give them 2 hours to resolve
- • Step 4: If unresolved, we issue a full refund from our insurance fund
- • Step 5: The agent is permanently banned and reported to authorities
- • Step 6: We assign a new agent to complete your transfer at no extra cost
Your money is 100% protected. We have a $10M insurance fund to cover any agent failures.
Is Web5Pay secure?
Yes! We use multiple layers of security:
- • Blockchain technology: All transactions are recorded on an immutable ledger
- • End-to-end encryption: Your data is encrypted in transit and at rest
- • Agent verification: All agents pass background checks and KYC
- • Rating system: Agents with poor ratings are removed
- • Insurance fund: $10M fund protects against agent failures
- • 24/7 monitoring: Our fraud detection system flags suspicious activity
How do I create an account?
Getting started is easy:
- • Step 1: Click "Get Started" and sign in with Google/Apple/Email
- • Step 2: Complete KYC verification (upload ID and proof of address)
- • Step 3: Wait 5-10 minutes for approval
- • Step 4: Start sending money immediately!
No bank account required. You can pay with cash through agents.
How do I become an agent?
If you want to earn money as an agent:
- • Step 1: Sign up and complete KYC verification
- • Step 2: Click "Become an Agent" and submit additional documents
- • Step 3: Pass background check (1-2 days)
- • Step 4: Complete online training (30 minutes)
- • Step 5: Start accepting transactions and earning 1% commission!
Earnings potential: $500-$5,000/month depending on volume. Top agents earn $10,000+.